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CERTIFICATE RATES SHARE RATES IRA CERTIFICATES LOAN RATES

Effective as of: February 8, 2017
LOAN RATES
 
CREDIT SCORETier 1Tier 2Tier 3Tier 4
790>789-759758-680679-600
 
New Auto 2016-20172.89% APR3.20% APR5.00% APR9.50% APR
100% of Dealer Sticker (maximum term 72 months)
Used Auto 2013-20153.00% APR3.25% APR5.75% APR10.50% APR
100% of NADA value (maximum term 60 months)
Used Auto 2012 or Older3.25% APR3.75% APR6.50% APR13.00% APR
100% of NADA value (maximum term 36 months)
Boats, Recreation Vehicles6.75% APR7.00% APR9.50% APR13.00% APR
New: max. term 72 months Used: max. term 48 months
Motor Homes/ Travel Trailers6.75% APR7.00% APR9.50% APR13.00% APR
80% LTV80% LTV70% LTV60% LTV
max. term 10 years on 2013-2009 5 year max. on older models
Share Secured3.00% APR3.00% APR3.00% APR3.00% APR
Regular Shares
Certificate Secured3% over3% over3% over3% over
Loan Term = CD Term
Signature6.00% APR7.50% APR9.00% APR13.50% APR
max. term 2 years
Real Estate3.25% APR3.65% APR4.00% APRCheck for rate
80% of Appraisal (Term 1-5 Years)
Real Estate3.50% APR3.75% APR4.35% APRCheck for rate
80% of Appraisal (Term 6-15 Years)
Real Estate4.00% APR4.25% APR5.00% APRCheck for rate
80% of Appraisal (Term 16-30 years)
 
1-1/2% refinance fee on Real Estate Loans
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